2results about How to "Improve credit" patented technology

The invention relates to the technical field of enterprise operation and credit evaluation, in particular to an enterprise operation evaluation method and system based on enterprise power consumption data, first-level data is obtained by arranging collected data, a second-level model is constructed after the first-level data is processed, and the second-level model is subjected to score assignment and optimization. Dynamic and non-tampering data generated by intelligent devices such as an intelligent electric meter and a load control device are utilized, the credible data are fused into an enterprise evaluation model, the real-time operation condition of an enterprise is reflected more objectively, and the evaluation accuracy is improved; besides, the evaluation result of the model provides important data reference for the financial institution before the loan is approved, the rechecking cost is reduced, and the financial risk is effectively reduced by dynamically monitoring the warning bit value; meanwhile, an enterprise can use a model result to supervise an operation condition, formulate an accurate control strategy and enhance dynamic monitoring of production and operation of branches and sub-companies, so that development of the enterprise is promoted.

This invention discloses a method, system, and storage medium for intelligent recommendation, revenue sharing, and evaluation of engineering consortia, relating to the field of intelligent engineering management technology. It includes: constructing a three-layer evaluation model integrating geographical collaboration, collaborative networks, and value costs to achieve multi-dimensional intelligent recommendation of consortium entities; establishing a dynamic revenue sharing matrix based on the impact coefficient of engineering changes, and using smart contracts to automate revenue sharing at payment nodes and dynamically adapt proportions after changes; integrating customer evaluations, reverse checks and balances evaluations, and performance data to construct a full-dimensional dynamic credit evaluation system; and deeply linking credit scores with intelligent recommendations, financial pricing, and platform fees to form a credit-driven ecological cycle. The system includes functional units such as recommendation, revenue sharing, and credit, and is implemented using computer-readable storage media. This invention improves the adaptability of consortium formation and the stability of revenue sharing, building a healthy credit ecosystem.