The invention provides a vehicle virtual
payment card creation method and device, a vehicle lock control method and device and a vehicle lock statement method and device. The vehicle virtual
payment card creation method is applied to a mobile terminal which is integrated with a nearfield communication
chip and at least one safety element and which is capable of carrying out
payment on the basis ofnear field communication. The method comprises the following steps of: receiving card creation information by the mobile terminal and sending the card creation information to an
authentication server; receiving a data
package, generated on the basis of the card creation information, sent by the
authentication server by the mobile terminal, wherein the data
package comprises vehicle virtual
payment card information and an installation
package thereof, and the vehicle virtual
payment card information at least comprises an unlocking secret key; and writing the vehicle virtual
payment card information into the safety element by the mobile terminal according to the installation package, and creating a vehicle virtual payment card. According to the vehicle virtual payment card creation method and device, the vehicle virtual payment card is created on the mobile terminal which carries out payment through
near field communication, so that the mobile terminal can carry out payment on to-be-used vehicles through
near field communication without opening vehicle using
software at each time.