The invention provides a driver 
relative risk evaluation method based on benchmark analysis. The driver 
relative risk evaluation method includes the steps: by installing a 
GPS data collector on a motor vehicle, obtaining natural driving behavior data of a driver; based on the vehicle operation parameters, extracting key events, and determining dangerous driving behaviors of a driver; classifying the driving behaviors with different danger degrees by adopting a clustering 
analysis method; and calculating comprehensive risk indexes of the individual drivers relative to other drivers by utilizinga benchmark 
analysis method, and meanwhile, obtaining dangerous driving behavior 
weight distribution reflecting individual differences of the drivers. According to the driver 
relative risk evaluationmethod, the traditional absolute risk is replaced by the relative risk of the driver, so that the absolute 
risk quantification of various dangerous driving behaviors is avoided. 
Relative risk evaluation is carried out on dynamic driving behaviors of individual drivers, and 
technical support can be provided for 
safe driving intelligent reminding and feedback of the drivers, personalized insuranceevaluation based on the driving behaviors and 
road traffic safety management.