This invention discloses a method and
system for assessing the digital literacy of the elderly based on a credit
bank, specifically relating to the fields of
digital education and elderly services. The method includes: S1, collecting multi-dimensional
behavioral data from elderly users; S2, generating a dynamic credit profile based on a multi-dimensional model incorporating security and
risk control capabilities, using weighted
moving average, standard deviation, and
trend analysis; S3, converting ability scores and preset key behavioral events into digital literacy credits, and utilizing
blockchain technology to achieve trusted credit storage and consistent account updates; S4, providing physical service redemption based on credits, and pushing
personalized learning feedback based on the profile's weaknesses. The
system includes modules for multi-
source data collection, digital literacy assessment, credit
bank processing, and incentive feedback. This invention achieves dynamic and accurate assessment, trusted credit
authentication, and an incentive
closed loop, effectively improving the
digital learning participation and literacy level of the elderly.