186results about How to "Effective volume" patented technology

An apparatus and method are provided which use client information from a client to automatically select and present financial products appropriate for the client. The apparatus according to one aspect of the invention comprises an input device for inputting client information relevant to a need by the client for the financial products, for inputting information about the financial products, for inputting ancillary data which excludes the client information and the financial products information, and for inputting decision criteria pertaining to selection from among the financial products. The apparatus further includes a storage device for storing the client information, the financial products information, the ancillary information, and the decision criteria. The apparatus still further includes decision making logic circuitry for using the client information, the financial products information, the ancillary information, and the decision criteria to select a subset of the financial products. It further includes an output device for preparing a client communication which identifies the subset of the financial products. The output device incorporates a portion of the client information and a portion of the financial products information into the client communication. The method according to one aspect of the invention comprises inputting client information relevant to a need by the client for the financial products, inputting information about the financial products, inputting ancillary data which excludes the client information and the financial products information, and inputting decision criteria pertaining to selection from among the financial products. The method also includes storing the client information, the financial products information, the ancillary information, and the decision criteria. This method further includes using the client information, the financial products information, the ancillary information, and the decision criteria to select a subset of the financial products. It further includes preparing a client communication which identifies the subset of the financial products. This client communication preparing step includes incorporating a portion of the client information and a portion of the financial products information into the client communication.

A method of minimally invasively reducing a volume of a hyper-inflated target section of diseased lung comprising the steps of introducing a bronchoscope into a patient's airway to a position adjacent the target section and equilibrating air within the target section with atmospheric air to at least partially deflate the target lung section; injecting an inflammation-causing substance into the target section to precipitate adhesion of the walls within the target lung section, preventing substantial re-inflation of the target section by occluding an airway upstream of the target section for a period of time, and removing the airway occlusion after the target section has substantially permanently been reduced in volume. The injected substance can be autologous blood or a constituent thereof.

A magnetically affixed attachment for spectacles, including a preferably non-magnetic eyewire having front and rear regions. An auxiliary ens is held in the front region, and the rear region contains a plurality of micromagnets. Each micromagnet, preferably of the rare earth type, is located on the inner periphery of the rear region, and is thereby protected from physical abuse. The inner periphery of said eyewire has the same shape, but preferably is slightly larger than the outer periphery of the spectacle rim to which it is intended to attach, hence allowing maximum contact between each micromagnet and the spectacle rim, which rim is fabricated of, or includes, magnetic material.

An ink jet printer uses a planar thermoelastic bend actuator to eject ink from a nozzle chamber. The thermal actuator includes a lower planar surface constructed from a highly conductive material such as a semiconductor metal layer interconnected to an upper planar surface constructed from an electrically resistive material such as Indium Tin Oxide (ITO), such that, upon passing a current between the planar surfaces, the thermal actuator is caused to bend towards an ink ejection port so as to thereby cause ejection of ink from the ink ejection port. The actuator is attached to a substrate and further includes a stiff paddle portion which increases the degree of bending of the actuator near the point where it is attached to the substrate. The surfaces are further coated with a passivation material as required.

A door opener for a roll-type door in a cargo van includes a shaft that is mounted for rotation within the cargo van body and is coupled with the door such that shaft rotation causes the door to move between opened and closed positions. The shaft is rotated by a motor that is mounted outside of the cargo van body and is coupled to the rotatable shaft by a drive system that extends through the cargo van body. This arrangement allows a relatively large conventional motor to be used without extending into the door opening or compromising the height of the door opening.

In a fuel cell including an electrolyte membrane and a pair of electrodes disposed on both sides of the electrolyte membrane, at least one of the electrodes has an electrically conductive nanocolumn that is oriented with an inclination of 60° or less with respect to a planar direction of the electrolyte membrane, a catalyst supported on the electrically conductive nanocolumn, and an electrolyte resin coating the electrically conductive nanocolumn.

Disclosed is a refrigerator with a freezing chamber and a cooling chamber, in which an evaporating unit is provided in a means for partitioning between the freezing chamber and the cooling chamber. The refrigerator comprises of freezing and cooling chambers, each of the freezing and cooling chambers being provided with at least one received space; an evaporator; and a means for transmitting and controlling a cooling air heat-exchanged with the evaporator toward at least one place in the freezing and cooling chambers, wherein a means for partitioning the freezing and cooling chambers from each other has a predetermined space therein, the predetermined space is provided with the evaporator and at least one means for transmitting and controlling the cooling air.

An arc blast vent for an electrical equipment enclosure has a plate forming a part of the enclosure with triangular cutouts arranged within a regular polygonal area of the plate and having a frame of the plate material in between them. Substantially identical triangle shaped flaps, each having hold downs along and adjacent to a first leg of the triangle for attachment to the plate, and in from the first leg have a line of perforations through the triangle forming a weakened area for a deformable hinge. Each of the triangle shaped metal flaps have the second and third legs with their edges resting without tenacious engagement on the frame of the plate material.

A system for accepting and storing items for subsequent pickup by a commercial carrier includes a storage area which is defined by an outer housing, and a customer interface area that includes a weighing unit and a unit, such as a magnetic card reader, for accepting payment from a customer. The system may also include a control system that accepts address information from the customer through a key pad, and then instructs a printer to print an address label for the item. The system includes safeguards which prevent unauthorized access to the storage area, and will not provide a receipt to the customer until internal sensors verify deposit of the item. A manifest printer may also be provided for the benefit of the commercial carriers who service the system, to print out a summary of the transactions that pertain to each carrier. Alternatively, no storage area is provided. Instead, the item is given to a human attendant, such as a check out clerk of a grocery or hardware store and the like, with the appropriate mailing label for validation of receipt of the item by the attendant.