The invention discloses a mobile terminal and a method for reducing specific absorption rate. The mobile terminal comprises an input unit, a control unit, a memorizer, a switch, an antenna group and a radio frequency circuit. The control unit is respectively connected with the input unit, the memorizer and the switch, the antenna group comprises a plurality of antennae, and the switch is respectively connected with each antenna and the radio frequency circuit. The input unit is used for monitoring a position relative to the mobile terminal and informing the obtained position to the control unit. The memorizer is used for memorizing the corresponding information of position to specific absorption rate of each antenna. The control unit is used for searching the specific absorption rate of each antenna in obtained position through detecting from the corresponding information of the position to specific absorption rate of each antenna memorized in the memorizer, according to the obtained position through detecting of the input unit, the antenna is chosen according to the specific absorption rate of the obtained position through the detecting of each antenna, and the switch is controlled to be communicated with the antenna and the radio frequency circuit. The mobile terminal and the method for reducing the specific absorption rate are capable of reducing radiation of the mobile terminal to a human body and the head of the human body.