The invention discloses an infrared and visible light image fusion method based on a multi-scale contrast ratio. On the basis of the multi-scale contrast ratio obtained by calculation, according to different decomposition detail ranges of each scale, the fusion weight of an infrared image and a visual light image in each layer of scale information is independently determined, a corresponding multi-scale information fusion strategy is designed, and therefore, an infrared and visible light fusion image has a better visual effect. A contrast sensitivity function which represents human visual characteristics is combined to extract the multi-scale contrast ratio which exhibits visual sensitivity, visual sensitivity information is highlighted, so that the fusion image has a better visual effect, and the perception of an observer for a scene and the quick identification ability of the observer for an important target can be enhanced. By use of the method, while the contrast sensitivity function which represents human visual characteristics is combined, the mask effect of a visual contrast ratio is considered, visual sensitivity characteristics are effectively utilized to guide a fusion process, and the visual effect of the fusion image is further enhanced.