The invention discloses a three-gear variable-speed hub motor power assembly with large torque, which is characterized by comprising a motor, a left planetary gear train, a right planetary gear train, a first brake, a second brake, a third brake and a hub, the first brake and the second brake are fixedly connected to the inner wall of a case, the third brake is fixedly connected to a motor shaft, and the hub is fixedly connected to the motor shaft. The three brakes are matched with one another to achieve the gear switching function. According to the invention, three forward gears, a neutral gear and a parking gear can be met, wherein the three forward gears comprise a large-torque gear; meanwhile, the transmission structure has the advantages of being compact in structure, simple in gear shifting mode, high in transmission efficiency, low in assembly precision requirement and the like, provides a new scheme reference for an existing transmission structure of a hub motor of a load-carrying electric vehicle, and has good use value and application prospects.