The invention discloses a networked intelligent energy metering and settlement method. The method includes the following steps that: an intelligent gateway is adopted to collect the data of a smartelectric meter, send data to a service background, receive the processing result of the service background, packs and unpacks data, and writes data into the smart electric meter; and the service background is adopted to receive the data sent by the intelligent gateway, perform security analysis on the data, preprocess the received data, perform business logic processing, and send a processing result to the intelligent gateway after completing the processing. With the method of the invention adopted, a user can perform operation such as query, recharging and recording at the intelligent gatewayend, and at the same time, an operator can perform operation such as metering data analysis, remote tripping, remote switching on, metering and settlement at the service background end; the manpowerand time cost of the user and the operator can be decreased; the security of metering data is ensured through a security encryption module; information such as electricity usage habits and electricityuse distribution can be accurately and timely acquired; and appropriate electricity usage plans can be recommended for different users through data analysis.