The invention is applicable to the technical field of heat exchanger equipment for charging piles, and provides a finned heat exchanger for a charging pile, comprising: a heat exchange assembly comprising an inner circulation channel, an outer circulation channel, an inner heat exchange fin and an outer heat exchange fin, the outer circulation channel covers the inner circulation channel, the inner heat exchange fin is arranged on the outer side of the inner circulation channel, and the outer heat exchange fin is arranged on the outer side of the outer circulation channel; the inner heat exchange fins are coated with the outer heat exchange fins; the pipeline assembly comprises an inner circulation pipeline and an outer circulation pipeline, the inner circulation pipeline is fixedly arranged on the outer wall of the inner circulation channel, the outer circulation pipeline is fixedly arranged on the outer wall of the outer circulation channel, and the outer circulation pipeline and the inner circulation pipeline are communicated to a water inlet main pipe and a water outlet main pipe. Therefore, the heat exchanger is upgraded under the condition that the heat exchanger is not replaced, the heat exchange efficiency of the finned heat exchanger of the charging pile is improved, meanwhile, different heat exchange requirements are met, the heat exchange efficiency is automatically changed, internal and external circulation is achieved, and the heat exchange efficiency of the heat exchanger is guaranteed.