The invention discloses a
bank suspicious transaction feature automatic identification method and device.
Bank transaction records are collected,
standardization processing is carried out on texts in the records, and the
processing content comprises common transaction types such as transfer, consumption and ATM withdrawal. Then, word segmentation
processing is carried out on the standardized text, key information vocabularies are extracted, a vocabulary
list is constructed, and the vocabulary
list is used for subsequent Word2Vec model training; the Word2Vec model adopts a Skip-
Gram architecture, word vectors are trained and generated by predicting context words, the
semantic relation between transaction feature vocabularies is captured, and the model calculation amount is reduced by adopting a negative sampling method. In the training process, a maximum log-likelihood function is used as a
loss function, and
model parameters are optimized. After training is completed, the recognition precision of the model on suspicious transaction features is evaluated by verifying the generated word vector, and
model parameters are further adjusted according to a
verification result, so that a more accurate suspicious transaction recognition model is obtained.