A bill is presented and
payment of the presented bill is requested over a communications network having a first network site associated with a bill
payment entity, a second network site, which is different than the first network site, associated with a user, and a third network site, which is different than the first and the second network sites, associated with a bill presentment entity, which is different than the bill
payment entity. A first
signal, representing a request of the user for billing information, is transmitted from the second network site to the first network site. Responsive to the transmitted first
signal, a second
signal representing a bill availability identifier for a bill of a biller for the user, is transmitted from the first network site to the second network site. The bill availability identifier represented by the transmitted second signal is displayed and a first
user input representing a selection of the displayed bill availability identifier is received, at the second network site. A third signal, representing a request of the user for the identified bill, is transmitted from the second network site to a third network site responsive to the first
user input. Responsive to the transmitted third signal, a fourth signal representing the requested bill and an associated pay bill indicator, is transmitted from the third network site to the second network site. The bill and associated pay bill indicator represented by the transmitted fourth signal are displayed and a second
user input representing a selection of the displayed pay bill indicator is received at the second network site. Responsive to the second user input, a fifth signal representing a request of the user that the bill payment entity pay the displayed bill on behalf of the user, is transmitted from the second network site to the first network site.