The invention discloses an urban rainwater collecting, purifying and storage-regulating ecological utilization system. The urban rainwater collecting, purifying and storage-regulating ecological utilization system comprises a rainwater collecting part, a plant filter band, a filter part, a rainwater collecting pond and a rain water storage pond. The rainwater collecting part is connected to the filter part, the plant filter band is located on the upper part of the filter part, the filter part communicates to the rainwater collecting pond, the rainwater collecting pond is connected to the rainwater storage pond, the filter part comprises a grid bracket, ores and a filter layer, the ores are divided into multiple layers, the ores are paved in the grid bracket, and the ores are one or more ores, and the filter layer is located on the side face of the grid bracket and communicates to the rainwater collecting pond. In this way, the urban rainwater collecting, purifying and storage-regulating ecological utilization system has the benefits of storing rainwater, supplementing irrigation water for urban afforestation effectively, and promoting ecological balance of the urban environment.