The invention provides an account checking method and
system for a unified
mobile payment platform, a storage medium and a terminal, and the method comprises the following steps: obtaining bill data and transaction flow data corresponding to each
payment order in a preset time interval, the bill data and the transaction flow data containing account checking identification information corresponding to the
payment order; sorting the transaction flow data by adopting a quick
sorting algorithm; for each piece of bill data, searching transaction flow data matched with the account checking identification information in the sorted transaction flow data by adopting a
binary search algorithm; if the searching is successful, marking the matched transaction flow data as successful account checking; otherwise, marking the bill data as an abnormal bill; and traversing the transaction flow data, and marking the transaction flow data which is not marked as successful account checking as an abnormal bill. According to the account checking method and
system of the unified
mobile payment platform, the storage medium and the terminal, rapid account checking of the unified
mobile payment platform can be realized, the
time complexity of the account checking process is greatly reduced, and the space complexity is not increased.