The invention discloses a multifunctional automobile information 
service system. The 
system comprises a 
cloud server and at least one cloud terminals in communication connection with the 
cloud server; all the cloud terminals transmit obtained regional information, obtained traffic restriction management information and obtained 
traffic violation management information of a designated area to the 
cloud server; and an automobile is provided with vehicle-mounted navigation and a 
trip computer, the vehicle-mounted navigation is in the communication connection with the cloud 
server to obtain the regional information, stored on the cloud 
server, of the position where the automobile, the traffic restriction management information, stored on the cloud 
server, in the regional information and the 
traffic violation management information, stored on the cloud server, in the regional information after the automobile determines a position, where the automobile locates, through a vehicle-mounted GPS of the vehicle-mounted navigation. The 
service system can provide a relative accurate restriction prompt; and the 
service system can give a driver a prompt that which road sections belong to areas where 
traffic violation behaviors occur easily, so the driver can drive relative carefully, and then traffic violation phenomena are reduced.