The invention relates to the technical field of block chains, in particular to an asset and fund docking channel
service system and method for export account receivable
digital asset issuing and intelligent auditing based on a block chain, and the
system comprises a front-end data collection module which is used for receiving an export trade document and a financing application under a sell-on-credit item submitted by an export provider; the intelligent core platform module is used for automatically
processing the application data; the
digital asset issuing
technology system module is used for converting the accounts receivable subjected to auditing and credit increasing into on-chain digital assets; the fund clearing and
annihilation module is used for managing a specified account of a specific target entity, automatically distributing original information to a
digital asset holder through an intelligent contract after an importer pays due, and executing corresponding token
annihilation operation; the fund party docking module is used for connecting global fund parties or qualified investors; and the
data security and compliance block is used for ensuring KYC / AML compliance,
data privacy protection and availability of an on-chain audit interface through monitoring of the
data security and compliance block in the whole process. The
system integrates a
digital front end, an intelligent auditing platform, a block chain technology, an API (Application Program Interface), insurance
credit enhancement and a legal structure (SPV). The full-life-cycle digital management and compliance transaction of the export account receivable from generation, right confirmation, issuing and circulation to liquidation are realized, and the problems of difficulty in asset right confirmation, low auditing efficiency,
poor mobility and compliance challenge in cross-border trade financing are solved.