The invention belongs to the technical field of underwriting
risk control, and particularly relates to a real-time underwriting
risk control method,
system, equipment and medium based on containerized deployment, and the method comprises the steps: packaging a trained underwriting
risk control model, a preprocessing module and an interface service script into a Docker
mirror image; the method comprises the following steps: deploying a Docker
mirror image as a container, and configuring: when each container is started, a FastAPI service is automatically bound to a port; mapping a
container port into a cluster unified entry; an external request is distributed to the container through load balancing and routed to a corresponding FastAPI interface, the preprocessing module is triggered to analyze data, and an underwriting risk control model is called to calculate a risk
score; the returned risk
score dynamically adjusts the underwriting strategy; when the risk
score exceeds a threshold value, an underwriting rejection decision is returned; and when the risk score is lower than a threshold value, a low insurance premium or standard insurance premium suggestion is returned. The concurrent
processing capability and the response speed of the
system are improved, and the stable operation of the real-time underwriting risk control service is ensured.