The invention relates to a point-to-point calling method in cluster system based on LTE technology, a terminal thereof and a system thereof. The method comprises the following steps: through a base station, a core network, an IMS domain and an application server, a source terminal establishes a conversation channel with a target terminal; through the conversation channel, transmission of voice data with the target terminal is carried out. Based on a present air interface protocol, through not changing anything as possible or carrying out function expansion as small as possible, a point-to-point cluster communication mechanism is completed, by employing IMS+PoC configuration, function expansion is carried out on partial network elements in present network configuration, and through the base station, the core network, the IMS domain and the application server, the conversation channel between the source terminal and the target terminal is established. Transmission of the voice data with the target terminal is carried out through the conversation channel, a point-to-point service of the cluster system in an LTE network is realized, and by utilizing the cluster system, compatible and fusion with a present LTE network are realized.