The invention discloses a wireless terminal transceiver of a 60GHz RoF (Radio over Fiber) access system. Secondary subharmonic frequency mixing is adopted, and the frequency of a needed local oscillation signal is reduced in a frequency multiplication frequency mixing way, so that the problem of leakage of the local oscillation signal to an antenna, i.e., a radiofrequency transmitting end in the conventional wireless terminal transceiver scheme is solved, and the circuit modulation performance is improved. Meanwhile, a downlink medium frequency analog signal obtained after secondary subharmonic down-conversion is subjected to downlink medium frequency digital signal processing after ADC (Analog to Digital Conversion) to obtain a needed downlink digital baseband signal; and an uplink digital baseband signal is subjected to uplink medium frequency digital signal processing to obtain an uplink medium frequency digital signal. A series of medium frequency digital signal processing such as odd-even extraction or interpolation, symbol modulation, delay filtering, demodulation or modulation and the like is performed in a digital domain, so that the problem of IQ orthogonal mismatch caused by 90-degree phase change on a local oscillation signal for obtaining two paths of analog signals in an analog frequency domain of the conventional receiver is solved.