The application provides a credit business
risk control decision method, device, equipment and medium based on multi-
source data fusion, which comprises the following steps: acquiring multi-
source data related to the
subject identifier of a credit subject; performing entity analysis and alignment on the multi-
source data based on the semantic features of each entity in the multi-source data, and constructing an initial
knowledge graph; performing fusion and conflict resolution on the multi-source data through a space-time decay fusion model based on the
confidence score of each
data source in the initial
knowledge graph and the corresponding time decay weight, performing entity screening on the initial
knowledge graph based on the fusion result, and obtaining an optimized knowledge graph; for each entity node associated with a heterogeneous
data source, calling a scoring model adapted to the data characteristics thereof, and generating a comprehensive credit
score through a
model integration mechanism; and determining a
risk control decision for the credit subject based on the comprehensive credit
score. The method, device, equipment and medium provided by the application realize accurate and efficient
risk control decision, and significantly improve the
risk identification accuracy.