The invention discloses a particle computer dynamic simulation method for a 3D garment, which realizes a fast and robust physical simulation effect through applying a hierarchical modeling and particle simulation method to a physical model of clothing and a human body. The method mainly comprises the steps of parameterized human body modeling, building a particle human model, building a hierarchical clothing model, and performing particle-based fast collision detection algorithm. The particle computer dynamic simulation method for the 3D garment provided by the invention improves on the basis of a position based simulation method, proposes to use a mesh reconstruction technology, standardizes the clothing mesh own form, and increases the robustness of a computing process; particles of different sizes and collision properties are used to realize a fast and robust discrete time point collision detection and processing method; a multi-level particle method is used, and a method of refining a surface and densely paving particles is introduced to prevent a phenomenon of passing through, thus a simulation effect of multi-layer clothing can be realized more truly; and a constraint solving method with priority is used, and the simulation effect can be realized by using fewer iterations.