The invention discloses a brake disc protective cover and a brake disc assembly. The brake disc protective cover comprises a mounting disc and an annular protective cover body, wherein the protectivecover body is arranged on the mounting disc, the protective cover body comprises a first arc-shaped cover body, a second arc-shaped cover body and two oppositely-arranged protective cover flat plates,the two protective cover flat plates are oppositely arranged on the upper side and the lower side of the mounting disc correspondingly, the first cover body is connected between the front ends of thetwo protective cover flat plates, and the second cover body is connected between the rear ends of the two protective cover flat plates; and a cover body notch part used for allowing a caliper to be arranged is arranged at the rear part of the second cover body, the first cover body and the second cover body are arranged in an inward protruding mode on the protective cover flat plates correspondingly, and at least one ventilation hole is formed in the side, facing the second cover body, of the first cover body. The brake disc protective cover and the brake disc assembly have the ventilation function, so that the heat dissipation effect is improved, and the braking performance is improved.