The invention relates to 800MPa-grade high-cold-bending cold-rolling dual-phase steel. A steel plate comprises the following chemical components in percentage by weight: 0.05-0.09 of C, 0.01-0.05 of Si, 1.7-2.2 of Mn, 0.01-0.04 of Nb, 0.01-0.04 of Ti, 0.1-0.5 of Cr, 0.15-0.3 of Mo, 0.015 of P or less, 0.01 of S or less, 0.3-0.8 of Als, 0.005 of N or less, and the balance of Fe and inevitable impurities. The invention further relates to a preparation method of the 800MPa-grade high-cold-bending cold-rolling dual-phase steel, wherein an annealing process is a continuous annealing process, the strip steel is heated to 800-850 DEG C at a heating rate of 1-3 DEG C/s, and slow cooling is conducted to 700-750 DEG C at the speed of 2-4 DEG C/s after heat preservation is conducted for 120-150 s; air cooling is adopted for rapid cooling, and then rapid cooling is conducted to 250-300 DEG C at the cooling speed of 10-20 DEG C/s; and overaging treatment is conducted for 250-400 s, wherein the smooth elongation is 0.2%-0.5%.