The invention relates to the field of ocean disaster prediction, in particular to a multi-factor fused MOS storm surge process disaster simulation method, which comprises the following steps of (1) carrying out statistical analysis on a tropical cyclonic storm surge disaster historical process, analyzing the characteristic factors of an MOS storm surge model, and establishing the MOS storm surge model; and (2) determining a characteristic factor matrix, taking the characteristic factor matrix as an input, and learning and training by using a support vector machine to realize the tropical cyclone storm surge water increase simulation. According to the method, the error between the simple numerical forecasting and the tide level station actual measurement value can be optimized, and a new process simulation idea is provided for the later refined storm surge forecasting service.