A safety belt controlled by a magneto-rheological load limiter comprises a lock buckle, a lock tongue, a woven belt, a locking device, a connecting plate, a sliding block, the magneto-rheological load limiter, an electric controller, an electronic control unit, a woven belt force sensor, an electronic control switch and a fixed sleeve. The magneto-rheological load limiter mainly comprises a cylinder body, an electromagnet piston, a piston rod, a sealing partition plate and magneto-rheological fluid. The magneto-rheological load limiter adopts the magneto-rheological control mode, can intelligently control the tensioning degree of the woven belt in the locking device according to the vehicle speed, the acceleration speed of the woven belt, the inclination angle of a vehicle body and the constraining force on the human body, can constrain the human body to a seat as soon as possible in emergency circumstances, can intelligently control the woven belt for providing appropriate constraint force for controlling the deceleration of the human body according to the physiological limit of the human body and can protect the human body against constraint injury caused by the woven belt.