The invention relates to the technical field of reliability of electronic components, and discloses a planar
transformer voltage withstanding performance definite reliability modeling and evaluation method, which comprises the following steps: firstly, constructing a constitutive model fusing a physical mechanism, and establishing a time degradation model and a temperature influence model based on the geometric dimension, the material attribute and the
environmental stress of an insulating layer; and introducing
process capability parameters to characterize manufacturing fluctuations. Secondly, establishing a reliability evaluation model, defining a failure threshold and margin equation, and identifying physical parameters as random variables to quantify uncertainty; then, random variables are sampled through a Monte Carlo
algorithm, virtual samples are generated, and the withstand
voltage margin is calculated on the evaluation
time sequence; and finally, counting the number of samples meeting the safety criterion, calculating instantaneous reliability and generating a
full life cycle reliability curve. According to the method, the influence of the manufacturing process, the
temperature stress and the time degradation on the
pressure resistance is effectively decoupled and quantified, and high-confidence definite reliability evaluation is realized.