The invention relates to a method for constructing a full-coverage all-direction resource sharing family endowment service system, belonging to the field of the information processing and transmission technology. The invention is technically characterized by mainly comprising a system platform, an Internet website subsystem, a call platform subsystem, an Internet aged-people interaction subsystem, a 120 first-aid supplementary information service subsystem, a home delivery logistics subsystem, home service scheduling subsystem and a call termination subsystem, wherein the call termination subsystem mainly comprises a computer, dual tone multi-frequency signal receiving and transmitting equipment, a telephone terminal and computer software. The family endowment service system constructed with the method can be used as an integrated network service system in the community and further as a digital information platform. The method of the invention is not only a special method applied to a special object but also a general method for constructing an information processing and transmission system serving the public. For example, the method of the invention can be used for constructing the full-coverage all-direction resource sharing life insurance service system.