The invention provides a
bank business peak period prediction method and
system based on a real-time computing platform, and the method comprises the steps: S1, collecting historical
transaction data and external factor data from a
bank database in real time, and carrying out the cleaning and preprocessing of the collected data; s2, extracting the preprocessed time, historical window and external factor features, and carrying out
feature coding and
engineering optimization
processing on the features; s3, constructing a
machine learning model, taking the encoded time, historical window and external factor characteristics as input to
train the model, adjusting hyper-parameters through
cross validation, and evaluating the performance of the model; s4, receiving real-
time data, extracting input features, inputting the real-
time data into the trained model for reasoning, and outputting a prediction result; and S5, dynamically adjusting the resource configuration of the
bank according to the prediction result, and reversely optimizing the model by monitoring the actual operation condition in real time. According to the method,
system resources are dynamically adjusted through the real-time prediction result, and the pressure of business peaks on hardware and human resources is relieved.