The invention relates to a silver loaded mesoporous silicon oxide coated ternary cathode material, and a preparation method and applications thereof. The preparation method comprises the following steps: dissolving lithium salts, nickel salts, cobalt salts, and manganese salts into a uniform medium, wetting the mixture by two chelating agents, adding ammonia liquor, adding a solution of two chelating agents into the inorganic salt uniform medium, heating the mixture under stirring to prepare dry gel; grinding the dry gel into powder, calcining the powder to obtain a ternary material; adding a water solution of the ternary material into tetraethyl orthosilicate, ethanol, and surfactant (cetyl trimethyl ammonium bromide), carrying out centrifugal precipitation, drying the precipitates, calcining the precipitates to obtain a silica-ternary shell-core cathode material; dissolving silver oxide into water to obtain a solution A; dissolving PVP into water to prepare a solution B; dropwise adding the solution B into the solution A to obtain a solution C; adding the silica-ternary shell-core cathode material into the solution C to obtain a solution D; dropwise adding a reducing agent into the solution D, and finally carrying out washing, suction filtration, and drying to obtain the final product. The preparation method is simple, the technological conditions are easy to realize, the energy consumption is low, and the preparation is pollution-free.