The invention discloses a financial self-service terminal, and a deposit, continuous deposit, withdrawing, and checking method, and belongs to the technical field of financial devices. According to the financial self-service terminal, a cash feeding channel, a cash discharging channel, a first transmission channel, a second transmission channel, a third transmission channel, and a fourth transmission channel are connected to a cash feeding opening, a cash discharging opening, a circulation cash box, a waste cash box, and a checking box respectively through a circular channel; a control assembly can control medium transmission between the circular channel and the all the channels, the transmission path of the medium can be effectively, and the working efficiency of banks can be improved. Inaddition, medium bearing assemblies capable of vertically moving are arranged in the circulation cash box, the waste cash box, and the check box, the height of the medium bearing assemblies can be adjusted in real time according to the amount of the medium on the medium bearing assemblies, the uniformity of medium stacking is ensured, and the difficulty of cash digging is lowered during re-circulation of the medium or checking.