The invention relates to a user identity real-name
authentication method of an electronic
payment system, belongs to the technical field of network
information security, and solves the problem that real-name
authentication is unsafe and unreliable in the prior art. The method comprises the following steps that an electronic
payment system sends a real-name
authentication request to a third-party supervision
system; After receiving the real-name authentication request, the third-party supervision system acquires network operator information and a network user name of the electronic
payment system, acquires user real-name identity information and transmits the user real-name identity information to the infrastructure platform; The infrastructure platform verifies the real-name identity information; If the
verification result is true, performing
encryption mapping on the network operator information, the network user name and the real-name identity information, generating a network identity
certificate, transmitting the network identity
certificate to a third-party supervision system, and sending real-name authentication confirmation information to an electronic
payment system; Otherwise, the real-name authentication is terminated. According to the method, a third-party supervision system is combined with a network identity
certificate, so that the privacy of a user is protected,and the person and the certificate are the same.