The invention relates to the technical field of two-dimensional code
payment, in particular to a two-dimensional code
payment system for analyzing two-dimensional code risks. The
system comprises a scanning analysis unit, a malicious risk unit and an
anomaly detection unit. A scoring risk module obtains analyzed two-dimensional code
source data of a collection merchant from a source analysis module, a malicious identification module obtains identified malicious two-dimensional code data, an
anomaly detection unit obtains detected abnormal behavior data and analyzes a comprehensive two-dimensional code risk value; and performing final
payment auditing according to the analyzed comprehensive two-dimensional code risk value, auditing whether the merchant two-dimensional code has the two-dimensional code risk or not, verifying the validity of the two-dimensional code from multiple angles by combining different data, avoiding the limitation of a single
data source, and meanwhile, through comprehensive analysis, obtaining the two-dimensional code risk value of the merchant. According to the method, the malicious two-dimensional code can be recognized and prevented from being spread in the
electronic equipment at the payment end earlier, the potential two-dimensional code risk and the probability of
phishing website events can be found accurately, and the safety of two-dimensional code payment is enhanced.