40results about How to "Minimal investment" patented technology

A payment authentication service authenticates the identity of a payer during online transactions. The authentication service allows a card issuer to verify a cardholder's identity using a variety of authentication methods, such as with the use of tokens. Authenticating the identity of a cardholder during an online transaction involves querying an access control server to determine if a cardholder is enrolled in the payment authentication service, requesting a password from the cardholder, verifying the password, and notifying a merchant whether the cardholder's authenticity has been verified. Systems for implementing the authentication service in which a cardholder uses a mobile device capable of transmitting messages via the Internet are described. Systems for implementing the authentication service in which a cardholder uses a mobile device capable of transmitting messages through voice and messaging channels is also described.

A payment authentication service authenticates the identity of a payer during online transactions. The authentication service of the present invention allows a card issuer to verify a cardholder's identity using a variety of authentication methods, such as the use of passwords. Also, the only system participant requiring a certificate is the issuing financial institution. One embodiment of the invention for authenticating the identity of a cardholder during an online transaction involves querying an access control server to determine if a cardholder is enrolled in the payment authentication service, requests a password from the cardholder, verifies the password, and notifies a merchant whether the cardholder's authenticity has been verified. In another aspect of the invention, a chip card and the authentication service independently generate cryptograms that must match in order for the service to verify that the correct chip card is being used by the cardholder.

A POS system is made up of: a POS terminal having a printing apparatus for printing on a receipt based on printing data, and a terminal apparatus for obtaining input information inputted by a user and for generating receipt printing information; a POS server connected to the POS terminal through a network, for controlling the POS terminal; a memory card for providing advertising information; and printing data generating part for generating printing data by adding the advertising information provided by the memory card to the receipt printing information obtained by the terminal apparatus. The printing data generating part is constituted by an additional apparatus connectable to the printing apparatus.

The inventive cover-container for self-contained mixing comprises a body consisting of side walls, a bottom and a sealing surface which form the inner space of the body, in which an insert that interacts with the bottom is disposed. The body is provided with a mechanism for joining the body to a vessel stopper ring, the bottom or the side wall of the body is corrugated, and the sealing surface is in the form a film which is hermetically attached to the side walls. The aim of the invention is to design a novel structure of a cover-container which provides aseptic conditions for dissolving or mixing substances in a liquid contained in the vessel and reliably insulating the vessel contents from the environment.

A POS system is made up of: a POS terminal having a printing apparatus for printing on a receipt based on printing data, and a terminal apparatus for obtaining input information inputted by a user and for generating receipt printing information; a POS server connected to the POS terminal through a network, for controlling the POS terminal; a memory card for providing advertising information; and printing data generating part for generating printing data by adding the advertising information provided by the memory card to the receipt printing information obtained by the terminal apparatus. The printing data generating part is constituted by an additional apparatus connectable to the printing apparatus.

System and method for integrated circuit manufacturing. A preferred embodiment comprises transmitting a first set of data to integrated circuits (ICs) while they are in an on-wafer state and having each IC store the first set of data into memory, transmitting a second set of data to the ICs and having the ICs compare the second set of data with the first set of data stored in the memory, reading out the results of the comparisons, and marking an IC as being defective if the comparison indicates that that the first set of data did not match the second set of data. Each IC features an antenna formed in the scribe line region adjacent to the IC so that communications can take place while the IC remains on the wafer without the need to use electrical probes.

A GPS enabled Emergency Messaging System (GEMS) includes: Emergency Response Centers (ERC's) for defining emergency broadcast messages directed to specified geographic areas; a GPS Control Segment (CS) facility that receives messages generated by the ERC's and coordinates uplink and downlink communications with orbiting GPS satellites; a GPS Space Segment (SS) that includes the multiple orbiting GPS satellites and that receives emergency messages from the CS facility and broadcasts transmissions containing both GPS navigational information and an emergency broadcast message; and GEMS-enabled user equipment that is capable of receiving and processing broadcast emergency messages. The system permits emergency messaging data to be superimposed on the existing GPS signal structure and delivered to users with GPS receivers capable of receiving the superimposed messaging data.

A high-efficiency, small-scale, combined heat and power, concentrating solar energy system (200), designed specifically for residential and other relatively low-power applications, rendering it cost-effective and economically viable. Two-axis tracking of a dish-like reflector (10) of between 1 and 2 meters in aperture ensures very high concentrating ratios of between 200 and 8-suns or even higher. In consequence very high coolant outlet temperatures, of 120-180° C. may be reached at the outlet of the collector coolant, which may be oil, gas, or pressurized water. The high coolant temperatures are advantageous because they may be used for air-conditioning. The high concentration is advantageous because the efficiency of the photo_voltaic cells is improved with higher concentration. The overall efficiency is greater than 60%. Additionally, a simple but accurate drive, designed as a radio-dial drive (14), with substantially zero backlash, and substantially zero drive, is provided for driving the concentrating solar energy system. Preferably, two radio-dial drives are employed and tracking is performed along two axes, of an azimuth-elevation mount, a polar mount, or a cross mount.

The described invention discloses an innovative hydroconversion-processing configuration for converting bitumen or heavy oils to produce a transportable synthetic crude oil (SCO). The innovative processing scheme disclosed herein maximizes the synthetic crude oil yield at a minimal investment compared to currently known methods.