The invention relates to safe and reliable intelligent mobile payment equipment with a moisture-proof function, and the equipment comprises a main body, a sealing plate, a recognition mechanism, and two watchbands. The interior of the main body is provided with a payment mechanism, and the payment mechanism comprises a telescoping module, a translating rod, and a display panel. The telescoping module comprises a motor and two telescoping units. The recognition mechanism comprises a recognition box, a top plate, a shading plate, a bottom plate, a roller, a rolling shaft, and two sliding rods. The interior of the recognition box is provided with a processor, a fingerprint window, and a resetting module. The equipment enables the display panel to move out of the main body through the paymentmechanism, and enables the display panel to move into the main body after the payment information is displayed. The sealing plate achieves the sealing, and prevents a wetting condition. Moreover, theequipment can achieve the payment only after the identity verification, thereby avoiding the bigger property loss caused by the loss of the equipment, and guaranteeing the safety and reliability.