The invention discloses an
optical character recognition (OCR)-based
mobile phone financial management method and an OCR-based
mobile phone financial
management system. The method comprises the following steps that: 1) the
mobile phone shoots financial instruments and transmits the financial instruments to a
server through
global positioning system (GPS) geographic information acquired by the mobile phone; 2) the
server identifies the financial instrument information through an OCR and judges the
repeatability of the
shoot financial instrument information, and feeds back the information to the mobile phone if the information is repeated; 3) the
server queries business information of the geographic location according to the GPS geographic information; and 4) the server feeds the
shoot financial instrument information identified by the OCR and the business information of the step 3) back the mobile phone for confirmation; the server records and saves the
shoot financial instrument information and the business information if the confirmation passes; otherwise, returning the step 1). Photo shooting and
GPS positioning functions used by identification and
information acquisition of whole consumption instruments can be realized totally based on hardware self-contained by the current mobile phone and external auxiliary equipment is not needed. By shooting the consumption instruments, consumption details and consumption positions can be conveniently identified and recorded into a mobile phone financial
management system; therefore, complex and easy-wrong processes that a user types characters on the mobile phone to input the information item by item can be saved.