The invention relates to an interactive generation method for a realistic virtual incarnate model based on a component library, comprising the steps: firstly, according to gender parameters, body height parameters, age parameters, hairstyle parameters, clothing parameters and equipment parameters appointed by a user, a corresponding skeleton model and a corresponding outer layer skin model are respectively generated based on the component library, and a virtual incarnate model with the realistic characteristic is established in a superposition way; secondly, characteristic points of left eye, right eye, nose, mouth, chin, left ear and right ear on a human face photo are selected in an interaction way, the photo is mapped onto a face grid of the incarnate model by adopting a texture mapping technology, thereby the virtual incarnate model with the reality is generated. On the basis of the prior technical scheme, the invention can save a great deal of time and resources by fully utilizing the prior component library data, can increase the reality of the incarnate model without changing geometric data of the model by customizing face textures of the incarnate model in the interaction way, and increases the immersive characteristic to develop common activities among multiple users in a subsequent virtual environment.