The invention provides a double safety and effectiveness inspection method of human lumbar bone and implant, and belongs to the field of medicine. The method comprises the following steps: acquiring a 3D (three-dimensional) rendering model of lumbar body bone, lumbar disc and interspinous ligament by a 3D reconstruction technology; performing 3D grid division to the 3D rendering model, and giving attributes of a heterogeneous material to the 3D rendering model; performing 3D modeling to an implant; assembling the lumbar body bone, the lumbar disc, the interspinous ligament and the implant, and analyzing stress and strain of the assembly by adopting uniformly distributed nodal load through a finite element analysis method; simulating visible finite element analysis by a computer before the implant is implanted into a human body. Therefore, the verification requirement to bone and implant double safety and effectiveness can be fulfilled, the damage of the implant to original human lumbar bones can be prevented, double safety and effectiveness of the bones and implant can be guaranteed, the manufacture cost can be effectively reduced along with convenience and quickness, and individual and industrial manufacturing of a human lumbar bone implant can be realized. The method is applicable in the field of implant stress-strain analysis in the orthopedics department.