The invention relates to a five-point 
type safety restraint device for a motor vehicle passenger and a use method of the five-point 
type safety restraint device. A headrest is positioned on a 
car seat back, an LATCH hook is connected to an LATCH interface behind a 
car seat in a hung mode; a 
cushion is fixed to the 
car seat; the passenger sits on the 
cushion and catches a safety belt spring bolt of a limit force precautionary 
retractor I by hand to insert the safety belt spring bolt into a lock catch I on one side of the 
cushion, a five-point type clamping head I is inserted into a five-point bayonet, the passenger catches the safety belt spring bolt of a limit force precautionary 
retractor II by hand to insert the safety belt spring bolt into a lock catch II on the other side of the cushion, a five-point type clamping head II is inserted into the five-point bayonet, and the overall five-point 
type safety restraint device for a car is formed; and when not in use, the five-point type clamping head I and the five-point type clamping head II are pulled out correspondingly, starting keys of the lock catch I and the lock catch II are pressed correspondingly, and limit force precautionary 
retractor I and the limit force precautionary retractor II automatically retract the 
seat belt spring bolt. When collision happened to the car, the passenger can be firmly fixed to the seat, the damage is avoided, and the safety of the passenger is improved.