The invention relates to the field of clothing, in particular to a piece of antibacterial, mosquito-and-insect-repellent functional loungewear. The antibacterial, mosquito-and-insect-repellent functional loungewear is characterized in that silver ion antibacterial agent and permethrin mosquito-and-insect-repellent finishing agent are used for processing a textile, and the processing steps are fabric preprocessing, finishing solution preparation, padding, drying, preshrinking and clothing making. The antibacterial, mosquito-and-insect-repellent functional loungewear has a broad-spectrum, high-effective antibacterial effect on a variety of harmful bacteria, such as staphylococcus aureus, pneumobacillus, colibacillus, pseudomonas aeruginosa, candida albicans and trichophyton mentagrophytes, the bacteria inhibition rate of the antibacterial, mosquito-and-insect-repellent functional loungewear on staphylococcus aureus and other harmful bacteria still reaches more than 99 percent after the antibacterial, mosquito-and-insect-repellent functional loungewear is washed for 100 times, the stay and bite of mosquitoes are effectively reduced, the antibacterial, mosquito-and-insect-repellent functional loungewear has repelling and killing effects on various mosquitoes and insects, such as culex, aedes aegypti, tick and bedbug, and the loungewear made of the fabric has remarkable antibacterial, deodorizing, itch-relieving and mosquito-and-insect-repellent functions.