To provide a two-component developer and an image forming apparatus that offer excellent developability while suppressing carrier rise and
fogging. [Solution] A two-component developer comprising a carrier having a
resin coating layer on the surface of a carrier core material and a toner having toner particles has the following configuration: The
resin coating layer includes an outer layer and an inner layer having a higher electrical resistance than the outer layer. The outer layer and the inner layer contain a resin obtained by crosslinking and curing two or more
silicone resins with different weight-average molecular weights, and the weight-average molecular weights of the two or more
silicone resins satisfy specific conditions. In the carrier, the content of the inner layer per 100 parts by
mass of the carrier core material is 0.2 parts by
mass or more, the content of the outer layer per 100 parts by
mass of the carrier core material is 0.1 parts by mass or more, and the total content of both
layers per 100 parts by mass of the carrier core material is 1.0 part by mass or less. The toner contains a magnetic material in the toner particles.