Disclosed are a method and apparatus for fact collection and analysis whereby relevant facts can be used in multiple implementations to accomplish due diligence or decision making processes, and used for automated adaptive quantification, assessment, analysis, rating and scoring of due diligence or decision options for a business, entity or organization in a proactive and reactive manner. Due diligence or decision topics such as, but not limited to, mergers, acquisitions, debt or equity financings, strategic planning, risk assessments, audits of the processes of the organization including human resources, regulated activities, intellectual property, contracting and other business practices may benefit from the use and application of the system.