The invention relates to an alternative current electric crosstalk and insulation fault monitoring line selection method of a direct current system. The direct current system is formed by an upper computer, a monitoring device, a sampling system and a current sensor. The alternative current electric crosstalk and insulation fault monitoring line selection method includes the steps of extracting a ripple crest value in the direct current system through extracting of an alternating component effective value, adopting the alternative current and direct current component separation digital filtering technology, the direct current leakage current detection technology, the recommend standard 485 (RS485) isolation communication technology and the fast fourier transform algorithm (FFT) conversion technology to monitor system bus over-the-ground alternative and direct current voltage and a ripple voltage peak value in real time to give an alarm, receiving loop leakage current information uploaded by a data collector, carrying out intelligent analysis through mode matching technology, calculating grounding resistance, carrying out artificial intelligence mode matching on feature status information of each loop and configured feature rules in the system, enabling the alternative current electric crosstalk faults, ripple voltage peak value monitoring data, grounding fault and insulation fault loop status information, loop information and the like which to be displayed on a liquid crystal display, assisting operation and maintenance workers to accurately know the current status to rapidly remove the faults.