The invention discloses an Internet financial platform fraud behavior detection method based on a fuzzy C-mean
algorithm, and the method comprises the steps: carrying out the Z-
score normalization anddimensionality reduction standard
processing of collected information obtaining real-time
measurement point data during the registration of a
client account of an Internet platform, dividing the datainto a
training set and a
verification set, initializing the parameters of a fuzzy C-mean, and adopting a
fuzzy clustering effectiveness function to automatically optimize the initial clustering number, obtaining a fuzzy C-mean clustering model through a target function, determining a classification
decision rule according to the
training set, classifying the
verification set, and optimizing themodel with the application behavior and post-loan performance of the user; and deploying the optimized fuzzy C-
mean value model to the rear end of an internet financial platform to perform online
anomaly detection and monitoring on application behaviors of customers, sending out
system early warning for applications in suspected abnormal states, and performing manual approval links or rejecting the applications. The method is advantaged in that high early warning result accuracy and strong fraud identification capability are achieved, and financial fraud risks are reduced.