The invention relates to a thermal-insulated waterproof sprayed protective structure, which is formed by a thermal-insulated layer and a protective layer above it. Wherein, said thermal-insulated waterproof layer is made by spraying the thermal-insulated waterproof liquid via foaming device on the main structural working surface of building; said thermal-insulated waterproof liquid contains multifunctional polyether polyatomic alcohol, polyester polyol mixture, mellow, sugar as initiator polyether polyatomic alcohol, ethanediamine as initiator polyether polyatomic alcohol, combustion inhibitor, foam uniform agnet, foaming agent, postassium acetate, triethylene diamine, acetal mixture, dibutyl dielaurate, ultraviolet adsorbent, and isocyanate; and the protective layer can be the common protective layer, strengthen protective layer, flameproof protective layer or the functional protective layer. The invention can save material, insulate heat, avoid leakage, and prolong the service life of building, etc.