The invention discloses a lipid-lowering ginkgo seed tea, being prepared from the following raw materials: hawthorn fruit, cassia seed, giant knotweed rhizome, fleeceflower root, lucid ganoderma, rhubarb, root of lobed kudzuvine, malt dextrin, flavonoids of ginkgo seed, polyphenols, stevioside, vitamins, thickeners, co-solvents, dispersants, antioxidants, flavor enhancers, and flavoring agents. The lipid-lowering ginkgo seed tea is prepared from the steps of liquid extraction, clear paste preparation, granulation, sterilization and the like. The ginkgo seed tea provided by the invention has a lipid-lowering effect, a blood nourishing effect, and high lipid-lowering effectiveness, and a prepared drink tastes good and mellow. The ginkgo seed tea provided by the invention contains an essence extracted from pure natural plants without adding any preservatives and pigments, breaks through the cold tea technology, and utilizes the low-temperature extraction technology to ensure that the active ingredients in the plants are not destroyed, and the tea is easily absorbed by the body after being drunk, and the shortcomings of traditional products are overcome by easiness in dissolution and absorption.