The invention discloses a distributed user energy storage electric quantity and electric charge settlement system and settlement method, and the method comprises the steps: S1, settling electric quantity and electric charge according to constitution of distributed user energy storage equipment, an electric meter, an electric quantity and electric charge settlement unit and a settlement object in the settlement system; selecting any one of a subsequent traditional settlement reform method (S2), a virtual electricity meter settlement method (S3), a first platformization settlement method (S4) and a second platformization settlement method (S5); S2, using a traditional settlement reform method; S3, using a virtual electricity meter settlement method; S4, using a first platform settlement method; S5, a second platform settlement method; and S6, according to the electric quantity and electric charge settlement method, completing electric quantity metering and electric charge settlement among a power grid company, a power distribution enterprise, a distributed user, an integrated energy service company (platform company) and an electricity selling company.