The invention discloses a cordyceps militaris health-care beverage prepared by liquid submerged fermentation and a preparation method thereof. The preparation method comprises the following steps: sequentially performing culture activation, shake culture, seeding tank cultivation and fermentation tank cultivation on cordyceps militaris, then achieving high-temperature extraction of effective components and thromboplastin killing to obtain fermentation liquor, and finally conducting filtering, blending, sterilizing, subpackaging and other procedures to obtain the health-care beverage product. The cordyceps militaris health-care beverage is prepared by adopting the liquid submerged fermentation technology, is simple in process and free from influences of seasons and weather, meets the large-scale periodic production requirement, is short in producting cycle, low in cost, and excellent and stable in product quality, and has unique heavy fragrance, efficiency and properties of cordyceps militaris, thereby obtaining very wide market prospect.