A method of exchanging coins that maximizes benefits to a host / operator of an implementing
machine (10) and minimizes or eliminates any transaction charges to users of the
machine (10) by providing users an establishment-specific or otherwise dedicated cash-substitute or other non-cash option in return for the coins. Possible exchange options include dispensing a disposable first type of cash-substitute device (40a,40b); storing a credit on a re-
usable second type of cash-substitute device (44); making a charitable donation; and crediting an account. Because the establishment own or rents and operates the
machine (10), exchanged coins can be used to replenish cash drawers or to replenish its
coin dispensers or dispensing machines used, for example, at or by checkstands or self-checkout stands or self-service checkout systems, and because the exchange options are primarily establishment-specific, sales increase.