The invention relates to a heating fiber underwear fabric, which is characterized in that the heating fiber underwear fabric is composed of raw materials with following weight percent: heating fiber 3-25%, anti-pilling acrylic fiber 30-52%, lenzing cellulose fiber 35-40%, polyamide fiber 4-6% and lycra elastic fiber 0.5-0.15%. A processing technique of the heating fiber underwear fabric comprises: firstly, spinning the heating fiber, the anti-pilling acrylic fiber and the lenzing cellulose fiber into sirospun union yarn, then, coating the lycra elastic fiber with the polyamide fiber, weaving and forming knitted underwear fabric, dying, soaping with nonionic soft finishing agent, vertically drying, shaping, and forming finished products of the heating fiber underwear fabric. The heating fiber underwear fabric of the invention has the advantages that the heating fiber underwear fabric not only has good skin-friendly property, low pilling tendency and comfortable elasticity, but also has good warmth retention effect.