The invention relates to a test device for simulating diffusion and migration of in-situ pyrolysis pollutants in underground water, and belongs to the technical field of pyrolysis reaction pollutant diffusion and migration. The test device comprises a hydraulic pressure simulation system, a ground temperature and ground stress simulation system and a pollutant diffusion and migration simulation system, wherein the hydraulic pressure simulation system consists of gas, a gas pressure boosting pump, a pressure regulating valve, a pressure gauge, a gas inlet valve, a water box, a water supplementing valve and a water inlet valve; the ground temperature and ground stress simulation system consists of a constant temperature box, a servo pressure machine and a pressure sensor; the pollutant diffusion and migration simulation system comprises a water box, a pyrolysis rock layer carrying table, a penetrating fluid box, an adjacent permeable layer carrying table, a liquid discharging valve, a liquid collector and a water supplementing valve. The test device overcomes the defects that the existing test device is in a nonrestraint state, test pieces are not loaded; the ground temperature environment and the underground water flowing state are not emphasized. The feasibility test study on diffusion and migration of in-situ pyrolysis pollutants such as oil shale and low metamorphic coal in underground water being hundreds of meters away from the ground can be performed.